Life moves fast—your financial strategy should keep up. In our first episode of our Life Stages Series, we walk through the key financial moves to make after a career change—from rolling over your old 401(k) and updating your tax strategy to analyzing your new benefits package. Here's what we cover: - What to do with your old retirement accounts - Understanding tax brackets, HSAs, and state tax shifts - Evaluating a new job’s benefits (health insurance, stock options, etc.) - How to avoid overlooked costs like COBRA and cost-of-living differences - When and how to update legal and financial documents Download our FREE guide and access all our Life Stages series here: https://www.straightpathwealth.com/life-stages Let’s bring clarity to your next chapter. Schedule your free financial assessment: https://www.straightpathwealth.com/start-to-work-with-us Follow us on social: https://hopp.bio/straightpathwealth Timestamps: 0:00-0:40 Introduction 0:41-1:10 Understand Your Employer Benefits 1:11-1:49 Understand Health Insurance Coverage 1:50-3:37 Manage Retirement Accounts 3:38-4:33 Adjust Your Tax Withholding 4:34-5:24 Evaluate Income Adjustments 5:25-6:22 Mid-Year Changes 6:23-7:37 Closing Remarks

In our ninth episode of The Straight Path Podcast, Michael Eggebrecht, Certified Financial Coach, joins host Dan Cook, CFP®, EA, to talk all things financial coaching—what it is, how it works, and who can benefit most. From understanding the difference between a coach and an advisor to building a budget that actually works, Michael shares practical insights from his experience as a Certified Financial Coach. Tune in to learn about the two main ways Michael works with clients, how coaching can help you gain clarity and control, and why it can be a powerful first step before diving into long-term financial planning. ________________________________________________________ About Your Host This podcast is hosted by Dan Cook, CFP®, EA, Wealth Advisor Schedule a call with Dan: https://dancookcfp.youcanbook.me Learn more about Dan: https://www.straightpathwealth.com/me... Connect with Dan: https://www.linkedin.com/in/daniel-cook-cfp%C2%AE-a0b321b3/ ________________________________________________________ Guest Spotlight This episode features Michael Eggebrecht, Certified Financial Coach. Connect with Michael: Email: NestEggFinancialCoaching@gmail.com Website: https://www.nesteggfinancialcoaching.com/ LinkedIn: https://www.linkedin.com/in/michael-eggebrecht-19056516b/ ________________________________________________________ Learn More About Straight Path Wealth Management Get a FREE Retirement Assessment today by visiting: https://www.straightpathwealth.com/st... To reach our social channels visit: https://hopp.bio/straightpathwealth ________________________________________________________ Timestamps: 0:00-0:27 Introduction 0:28-3:21 Michael’s Journey to Becoming a Financial Coach 3:22-4:19 Faith-Guided Approach to Financial Coaching 4:20-6:11 Financial Coach vs. Financial Advisor 6:12-9:36 Michael’s Client Coaching Process 9:37-12:47 A Practical Approach to Budgeting 12:48-15:38 One-Time vs Ongoing Coaching 15:39-16:03 Closing Remarks

In our eighth episode of The Straight Path Podcast, Tyler Decker, Sales Leader at HealthMarkets Insurance Agency, joins host Dan Cook, CFP®, EA, to break down the often-confusing world of Medicare. From enrollment timelines and coverage options to the differences between Medicare Advantage and Medigap, Tyler explains what individuals approaching retirement need to know, and why starting early can help you avoid costly penalties. ✨ Tune in for insights on how to approach Medicare with confidence and clarity—whether you're approaching age 65, planning an early retirement, or just want to make sure you’re making the best decision for your future. ________________________________________________________ About Your Host This podcast is hosted by Dan Cook, CFP®, EA, Wealth Advisor Connect with Dan: Schedule a call with Dan: https://dancookcfp.youcanbook.me Learn more about Dan: https://www.straightpathwealth.com/me... Connect with Dan: https://www.linkedin.com/in/daniel-cook-cfp%C2%AE-a0b321b3/ ________________________________________________________ Guest Spotlight This episode features Tyler Decker, Sales Leader at HealthMarkets Insurance Agency Connect with Tyler: LinkedIn: https://www.linkedin.com/in/tyler-decker-853939139/ Email: tdecker@healthmarkets.com Phone: (616) 457-2568 ________________________________________________________ Learn More About Straight Path Wealth Management Get a FREE Retirement Assessment today by visiting: https://www.straightpathwealth.com/st... To reach our social channels visit: https://hopp.bio/straightpathwealth ________________________________________________________ Timestamps: 0:00-0:19 Introduction 0:20-1:05 What HealthMarkets Offers & How Tyler Supports Clients 1:06-1:29 Why Tyler Entered the Insurance Industry 1:30-3:24 Tyler’s Process & Medicare Overview 3:25-5:06 Key Medicare Enrollment Periods to Know 5:07-5:58 Late Enrollment Penalties Explained 5:59-9:01 Medicare Advantage vs. Medigap 9:02-10:20 Common Medicare Mistakes to Avoid 10:21-10:59 Free Consultations with Tyler 11:00-12:43 Pre-Medicare Options for Pre-Retirees 12:44-14:27 How the Big Beautiful Bill Impacts Medicare 14:28-14:55 Closing Remarks

You’re halfway through 2025—are you still on track to hit your financial goals? In this video, we walk through how to do a simple mid-year financial checkup, what changes might warrant an adjustment to your plan, and how a financial advisor can help you stay on course. Whether your goals have shifted or you're right where you want to be, now’s the time to check in and finish the year strong. 👉 Watch now to learn how a quick review today can help you avoid surprises tomorrow—and why the decisions you make now can shape your future. ____________________________ Not sure where to start? Meeting with a financial advisor can help you stay aligned and confident in your next steps. Get a FREE Retirement Assessment today by visiting: https://www.straightpathwealth.com/start-to-work-with-us ____________________________ Download our FREE retirement guide here: https://www.straightpathwealth.com/free-retirement-guide To reach our social channels visit: https://hopp.bio/straightpathwealth ____________________________ Timestamps: 0:00-1:08 Introduction 1:09-2:50 How to Conduct a Mid-Year Checkup 2:51-4:16 Adapting to Life or Market Changes 4:17- 4:34 Why a Financial Advisor Can Help 4:35-5:16 Schedule a FREE 15-min Consultation

In our seventh episode of The Straight Path Podcast, Emrah Sero joins host Dan Cook, CFP®, EA, to talk all things mortgages—what buyers need to know in today’s market and how to make informed decisions with confidence. From navigating rising interest rates to understanding what really matters when applying for a loan, Emrah shares practical insights from his experience as a mortgage loan officer at LMCU. Tune in for practical tips, expert insights, and guidance on making smart home financing decisions in any market. ________________________________________________________ About Your Host This podcast is hosted by Dan Cook, CFP®, EA, Wealth Advisor Schedule a call with Dan: https://dancookcfp.youcanbook.me Learn more about Dan: https://www.straightpathwealth.com/me... Connect with Dan: https://www.linkedin.com/in/daniel-cook-cfp%C2%AE-a0b321b3/ ________________________________________________________ Guest Spotlight This episode features Emrah Sero, NMLS: 1313035 Connect with Emrah: LinkedIn: https://www.linkedin.com/in/emrah-sero-21bb04143/ Email: Emrah.Sero@lmcu.org ________________________________________________________ Learn More About Straight Path Wealth Management Get a FREE Retirement Assessment today by visiting: https://www.straightpathwealth.com/st... To reach our social channels visit: https://hopp.bio/straightpathwealth ________________________________________________________ Timestamps: 0:00-0:22 Introduction 0:23-1:41 Meet Emrah: Mortgage Loan Officer 1:42-4:05 Should Homebuyers Wait for Better Rates? 4:06-5:23 15-year vs 30-year Mortgage 5:24-7:14 Credit Score & Down Payment Basics 7:15-9:11 What is PMI? 9:12-10:41 When Is It a Good Time to Refinance 10:42-11:09 Free Consultations with Emrah 11:10-12:15 Mortgage Rate Predictions (5-10 years) 12:16-13:01 Will the Lions Finally Win the Super Bowl? 13:02-13:20 Closing Remarks

Waiting to start financial planning could cost you more than you think. In this video, we break down the true costs of delaying your financial plan — from missed tax advantages and the effects of inflation to the power of compounding and proactive decision-making. Whether you're just getting started or revisiting your plan, now is the time to take action. 👉 Watch now to learn why time is your greatest asset — and how every year you wait could mean money left on the table. ____________________________ Get a FREE Retirement Assessment today by visiting: https://www.straightpathwealth.com/start-to-work-with-us Download our FREE retirement guide here: https://www.straightpathwealth.com/free-retirement-guide To reach our social channels visit: https://hopp.bio/straightpathwealth ____________________________ Timestamps: 0:00- 0:39 Introduction 0:40-0:53 Time is Your Greatest Asset 0:54-2:10 The Compounding Effect 2:11-2:39 Increased Flexibility Later in Life 2:40-2:59 Higher Risk Tolerance 3:00-3:06 Missed Opportunities & The Cost of Waiting 3:07-3:25 Planning for Inflation 3:26-3:44 Tax Advantages 3:45-4:21 Market Timing Myth 4:22-4:30 Proactive vs. Reactive Financial Decisions 4:31-4:41 Tax Planning 4:42-4:55 Market Volatility 4:56-5:08 Retirement Income Planning 5:09-5:31 Estate & Legacy Planning 5:32-6:14 Closing Remarks

In our sixth episode of The Straight Path Podcast, Madelyn Rozeboom, CFP®, joins host Dan Cook, CFP®, EA, to explore the often-overlooked topic of estate planning. They discuss why so many people delay it, what core documents every plan should include, and how Straight Path is making the process simpler through a streamlined partnership with an attorney’s office. Madelyn also shares how estate planning fits into our holistic approach—and why it’s a key part of managing your full financial picture. Tune in for insights on planning ahead, protecting your legacy, and making estate planning less overwhelming. ________________________________________________________ About Your Host This podcast is hosted by Dan Cook, CFP®, EA, Wealth Advisor Schedule a call with Dan: https://dancookcfp.youcanbook.me Learn more about Dan: https://www.straightpathwealth.com/me... Connect with Dan: https://www.linkedin.com/in/daniel-cook-cfp%C2%AE-a0b321b3/ ________________________________________________________ Guest Spotlight This episode features Madelyn Rozeboom, CFP® Connect with Madelyn: LinkedIn: https://www.linkedin.com/in/madelyn-rozeboom-cfp%C2%AE-23ba3b20/ Website: https://www.straightpathwealth.com/ ________________________________________________________ Learn More About Straight Path Wealth Management Get a FREE Retirement Assessment today by visiting: https://www.straightpathwealth.com/st... To reach our social channels visit: https://hopp.bio/straightpathwealth ________________________________________________________ Timestamps: 0:00-1:23 Introduction 1:24-2:31 Legal Docs Everyone Should Have 2:31 -4:10 Simplifying Estate Planning 4:11-4:26 5 Questions to Know If You Need a Trust 4:27-5:41 1. Do you have children under 18? 5:42-6:09 2. Do you have a blended family? 6:10-6:35 3. Do you want restrictions on withdrawals? 6:36-7:06 4. Do you have complicated assets? 7:07-8:28 5. Do you desire to avoid probate? 8:29-9:48 Checklist to Avoid Probate 9:49-11:40 Estate Planning with Straight Path 11:41-13:19 Madelyn’s Background 13:20-13:36 Closing remarks

In our fifth episode of The Straight Path Podcast, Caitlin Seaver and Dan Cook discuss the key differences between general vs. personalized marketing. Additionally, they discuss the role of AI and marketing. Caitlin also shares what the client experience looks like when someone becomes a client at Straight Path Wealth Management, and what the future of marketing in the financial industry holds. Tune in for insights on staying ahead in the ever-evolving marketing landscape and how Straight Path is shaping the future of client relationships and experiences. ________________________________________________________ About Your Host This podcast is hosted by Dan Cook, CFP®, Wealth Advisor Schedule a call with Dan: https://dancookcfp.youcanbook.me Learn more about Dan: https://www.straightpathwealth.com/me... Connect with Dan: https://www.linkedin.com/in/daniel-cook-cfp%C2%AE-a0b321b3/ ________________________________________________________ Guest Spotlight This episode features Caitlin Seaver Connect with Caitlin: LinkedIn: https://www.linkedin.com/in/caitlin-seaver-2b1937172/ Website: https://www.straightpathwealth.com/ ________________________________________________________ Learn More About Straight Path Wealth Management Get a FREE Retirement Assessment today by visiting: https://www.straightpathwealth.com/st... To reach our social channels visit: https://hopp.bio/straightpathwealth ________________________________________________________ Timestamps: 0:00- 0:49 Introduction 0:50-2:40 Caitlin’s Background 2:41-3:24 What is Marketing? 3:25-5:32 Personalized vs. Generic Approach 5:33-9:33 Client Experience at Straight Path 8:34-10:04 AI vs. Human Touch 10:05-11:35 Future of Financial Marketing 11:36-11:54 Closing Remarks